1st Florida Mortgage

1st Florida Mortgage has established itself as a trusted direct mortgage lender serving homebuyers and property owners throughout the Sunshine State since 2006, bringing nearly two decades of experience in navigating Florida's diverse real estate markets and helping clients achieve their homeownership goals. Based in Tampa and operating statewide, this BBB-accredited mortgage company has built its reputation on the foundational principles of integrity, exceptional customer service, and upfront lending practices that prioritize transparency and honest communication throughout the mortgage process. The company's commitment to straightforward, transparent mortgage guidance sets them apart in an industry often characterized by complex terminology and hidden fees, instead focusing on educating clients about their options and empowering them to make informed financial decisions. 1st Florida Mortgage offers a comprehensive portfolio of loan products designed to meet the diverse needs of Florida borrowers, including FHA loans for first-time homebuyers and those with moderate credit profiles, VA loans for eligible military veterans and active service members, USDA loans for rural property purchases, conventional mortgages for traditional financing needs, jumbo loans for high-value properties, DSCR (Debt Service Coverage Ratio) loans for investment properties, and commercial financing for business real estate needs. This extensive range of loan programs enables the company to serve borrowers across the economic spectrum, from first-time homebuyers seeking affordable financing options to experienced investors expanding their portfolios with sophisticated financing strategies. The company's statewide coverage includes major metropolitan areas such as Miami, Orlando, Tampa Bay, Jacksonville, Fort Lauderdale, and West Palm Beach, along with twelve additional Florida cities, ensuring that clients throughout the state have access to professional mortgage services and local market expertise.